Privacy Policy

Last Updated August 12, 2022

At QuoteHut.com, protecting your personal information is a top priority. This Privacy Policy provides details on how we treat your personal information. QuoteHut.com ("we" or "us"), is the Data Controller with respect to information collected on the websites we own.

Please note that this Privacy Policy applies only to:

• information collected through this website, QuoteHut.com, along with any other website owned and operated by QuoteHut.com (the "Sites");
• information you enter into our forms appearing on third-party websites;
• certain limited information regarding your interaction with advertiser sites following a visit to our Sites, solely for attribution and optimization purposes;
• information obtained during phone calls to us that you initiate, or that we or our partners may initiate with your prior consent; and
• any other information you choose to provide to us.

This Privacy Policy does not apply to websites maintained by other companies or to which we may link (except for the limited situation set forth above), or to any information you may provide directly to an insurance agent or carrier, partner, or other ("Service Providers") who you are connected with through our service.

Information We Collect and Use

We collect and use personal information about you to respond to your request for products and services offered through the Sites. Specifically, we collect information provided by you in connection with obtaining price quotes or rates for insurance products and services. For example, you may be asked to provide your name, address, telephone number, email, and other information in order to be matched to insurance carriers and agents who may provide you a quote for their insurance services. We may also collect other information such as gender, zip code, or other demographic information that is not tied to your personal information. Included in this demographic information is your IP address, which is treated as personal information in some jurisdictions, but which we use only to identify your geographic area and for legal compliance purposes. In addition, we might receive information about you from other online or offline sources and may combine that information with the information you have provided. We collect information about you from third parties and from other sources, such as publicly available databases, providers of demographic information, fraud prevention services, and social media platforms. For example, we may collect information from a third party to verify the address you provided, to help us understand your occupational background, or to confirm you are not a bot or entering fraudulent information.

If you are a California resident, please see our California Privacy Disclosure and California Notice at Collection located in our Privacy Center.

Information Sharing and Disclosure

We share personal information about you under the following circumstances:

Quote Requests. If you submit a request for price quotes for insurance products or other products or services, we will share the personal information contained in your request form (such as your name, address, telephone number, email, information about your cars, travel destination, etc.) with third parties, which may include agents, carriers, lead aggregators, and other Service Providers in our network, to process and fulfill your request.

Our agreements require Service Providers to secure any personal information we provide to them and limit how they can use such information. Our agreements also require these Service Providers to comply with national, state and other applicable privacy regulations. By submitting your request to us, you understand that Service Providers may contact you by telephone (including through automated calling or using recorded messages), email, or regular mail based on the information you provided to us, in order to process and fulfill your request, even if you have opted into the National Do Not Call List administered by the Federal Trade Commission, any state equivalent Do Not Call List, or the Do Not Call List of QuoteHut.com or one of these Service Providers. If one of the Service Providers contacts you and you wish not to be contacted again by that Service Provider, then you should specifically make a request of them. Please note that Service Providers may maintain the information you provided whether or not you elect to use their services.

You can find a list of Service Providers currently in our network here: TCPA Carrier and Partner Companies

Aggregate, Non-Personal, or De-identified Information. We may share aggregated information (i.e., information about you and other users collectively, but not specifically identifiable to you) and other non-personal, de-identified, or anonymous information we collect, with third parties to develop and deliver targeted advertising on our Sites and on the websites of third parties and our affiliates.

Opting Out of Further Communication. While we aim to make it as easy as possible for you to talk directly with an expert, we will honor your request not to be contacted further. You can easily opt-out of further communications from us by requesting to be placed on our Do Not Call list, by replying “STOP” to our text messages, by using our Communication Opt-Out Form, or by unsubscribing from our email list.

As Required by Law. We may be required to share your personal information with law enforcement or government agencies in response to subpoenas, court orders, federal/state audits or similar circumstances whenever we believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of our Terms of Use, or as otherwise required by law.

Business Transfer. As with any other business, it is possible that we could in the future enter into a substantial corporate transaction, such as the sale of our business, a divestiture, merger, consolidation, or asset sale. If such a transaction occurs, the successor company would have access to the information maintained by us, including your personal information, but would continue to be bound by this Privacy Policy.

Information Collection Technologies

To better serve our users and Service Providers and to analyze and enhance the performance of our Sites, we use cookies and similar technologies to collect information about our users, such as your browsing behavior, links clicked, device type, and to collect various data, including analytics, about how you use and interact with our Sites and our advertisers.

Cookies are small bits of code, usually stored on a user's computer hard drive, which enable a website to "personalize" itself for each user. We generally use cookies to reduce the time it takes for pages to load on your computer and to assist with customer tracking. Customer tracking (or "click-stream") data collected by us is used to optimize your experience by learning whether or not you successfully used the Sites. Additionally, we may capture click-stream data on some of our partner's websites, limited to the activity involved with the completion of offers listed on our website. This information is used to monitor the performance of our partners. We also may use cookies to deliver targeted advertising (or allow third parties to deliver targeted advertising) on our website and the websites of our affiliates and third parties.

To opt-out of the use of cookies on our Sites, you can change your browser options to stop accepting cookies or to prompt you before accepting cookies. Certain aspects of our service may be limited if you do not accept cookies. More information about cookies and other tracking technologies is available at allaboutcookies.org or youronlinechoices.eu.

To opt-out of such collection and use for online behavioral advertising by the Digital Advertising Alliance (DAA) participating companies in the United States, please visit: DAA Choices and DAA AppChoices.

To opt-out from the use of information about your online activities for online behavioral advertising by NAI member companies, visit: NAI. Please note that even if you opt-out, you may still receive advertisements that are not customized based on your usage Information.

Special Note for European Visitors. In connection with the effectiveness of the General Data Protection Regulation (GDPR) in the European Economic Area (EEA), QuoteHut has determined to eliminate or limit the use of cookies and similar technologies with visitors from the EEA. Specifically:

• If you visit a third-party site that uses our services, we will not place any cookies on your device.
• We will not seek your consent to use cookies in this instance, though the publisher of the site may do so.
• If you visit one of or our owned and operated sites, we will only place limited third-party cookies, such as those made available for analytics purposes by Google and Bing.
• In this case, we will seek your consent to use these third-party cookies and will only do so after you indicate your consent. If you do not consent, then no cookies will be written to your device.

To enable this feature, we use third-party tools to determine your geographic location; if these tools indicate that you are in the EEA, then we treat your visit as above. If you feel that you are subject to the GDPR, but we have nonetheless used cookies in connection with your visit without consent - which may be due to a failure of the third party geolocation tools; your use of a proxy server, your location outside of the EEA at the time of your visit; or some other factor beyond our control - please notify us at info@quotehut.com with any relevant details so that we can ensure proper treatment of your data under GDPR.

Log Files We also keep track of Internet Protocol (IP) addresses. An IP Address is a number that is used by computers on the network to identify your computer every time you log on to the Internet.

Clear Images We employ a software technology called clear images (a.k.a. Web Beacons) that help us better manage content on our Sites and in our HTML emails by informing us what content is effective. Clear images are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movement of Web users. Clear images are not tied to users' personally identifiable information. This allows us to gauge the effectiveness of certain communications and the effectiveness of our marketing campaigns.

Emails

By providing your contact information to us, you are registering to receive communications from us directly or through a third-party. If you provide your e-mail address and request to be added to any of our deal alerts or other mailing lists, we will periodically send you newsletters and other e-mails with offers and promotions. Our emails will always identify QuoteHut or one of our branded sites as the sender. If you no longer wish to receive these communications, please let us know by filling out our Communicatation Opt Out. You may also opt-out by clicking on the unsubscribe link in our emails.

Third-Party Advertisers

Please note that we only control our own mailing list and policies. Third-party advertisers that maintain their own mailing lists may send communications that advertise our services. In addition, if you provide your personal information to a service provider in our network, any use of your information by that service provider will be subject to their privacy policies and procedures. You would need to contact these parties directly in order to stop receiving their email communications.

Confidentiality and Security

The security of your personal information is very important, and we take a number of steps to safeguard it. For example, we limit access to personal information to those employees or agents who need the information to provide requested products and services to you. We also maintain physical, electronic, and procedural safeguards that comply with or exceed federal standards to guard your personal information, and we anonymize or expunge data when it is no longer necessary to provide services to our users or substantiate records for our partners.

Third-Party Links

This Privacy Policy applies to all information that you provide to us. However, when you visit links from our Sites, keep in mind you will be interacting with a third-party that operates under its own privacy and security policy. If you choose to obtain services through a third-party site, the data collected by the third-party is governed by their privacy policy. A third-party site should also have its own policy regarding the use of cookies and other tracking technologies. We encourage you to review the policies of any other service provider from whom you request services.

A Special Note about Children's Privacy

You must be at least 18 years old to use this website. We do not knowingly collect, use or disclose personal information about visitors under 18 years of age. If you are under 18 years of age, you can use the services offered on our websites only in conjunction with your parents or guardians. Please see our Terms of Use for more information.

Updating, Obtaining or Removing Your Information

Upon request via email or mail, we will provide you a summary of personal information retained by us. We will only send your personal records to your email address or postal address that we have on file for you. To obtain, modify, correct, change, update or remove your personal records from our database, please send your request via email info@quotehut.com. We will require that you prove your identity before providing any personal information.

Special Notice to California Residents

Please see our California Privacy Disclosure and California Notice at Collection located in our Privacy Center.

If you are a California resident, you may request that we disclose to you the following information covering the 12 months preceding your request:

1. the categories of Personal Information we collected about you and the categories of sources from which we collected such Personal Information;
2. the business or commercial purpose for collecting Personal Information about you;
3. the categories of Personal Information about you that we disclosed or sold to third parties for a business purpose and the categories of third parties to whom we disclosed or sold Personal Information (if applicable);
4. the specific pieces of Personal Information we collected about you.

California residents may, no more than once per calendar year, request information about our disclosures of certain categories of personal information to third parties for direct marketing purposes. For further California specific privacy information, please see our California Privacy Disclosure and California Notice at Collection located in our Privacy Center

Visitors outside the United States

This Privacy Policy is intended to cover collection of information on our Sites from residents of the United States. The data protection and other laws of the United States might not be as comprehensive as those in your country. By visiting our Sites or using our services, you acknowledge and agree that your information may be transferred to our facilities and those third parties with whom we share it as described in this Privacy Policy, regardless of the laws of your residence country.

To the extent the laws of another jurisdiction apply to your data or use of the Sites, we will comply with such laws.

Questions and Suggestions

If you have any questions, concerns or suggestions about our Privacy Policy, you may contact us by sending an email to info@quotehut.com or by mail at:

QuoteHut PO BOX 29502 Las Vegas, NV 29502

Changes to this Privacy Policy

We reserve the right to make changes to this Privacy Policy at any time. If there are material changes to this Privacy Policy or in how we will use your personal information, we will prominently post notice of such changes on the Sites. However, you should check this Privacy Policy whenever you use any of our Sites to ensure you are aware of our current privacy practices. Our Privacy Policy will indicate the date it was last updated. Your continued use of our Sites after we have posted any changes indicates your agreement to the changes, unless you notify us otherwise.

Your Agreement

By using this Site, you are agreeing to the terms of this Privacy Policy. If you do not agree to this policy, please do not use any portion of our Sites.